Abdullahi Umar Suleiman, et al. “Perceived Effectiveness and Suitability of Pen-and-Paper Versus Online Assessments Among Students and Academic Staff in Tertiary Institutions in Kaduna State, Nigeria”. Journal of Education Research and Library Practice, vol. 13, no. 8, Sept. 2026, https://doi.org/10.70382/ajerlp.v13i8.0122.