MUHAMMAD NAZIRU HALIRU; MUHAMMAD AUWAL KABIR; BELLO USMAN BABA. Determinants of E-Payment System Adoption in Public Hospitals: A Study of North Western Nigeria. Journal of Business Development and Management Research, Nigeria, v. 12, n. 7, 2026. DOI: 10.70382/ajbdmr.v12i7.083. Disponível em: https://africanscholarpub.com/ajbdmr/article/view/1408.. Acesso em: 11 nov. 2026.