NGUEVAGA, John; MARKUS, Alipi. Financial Technology and Financial Access in Nigeria: Evidence from an Autoregressive Distributed Lag Model. Journal of Business Development and Management Research, Nigeria, v. 10, n. 7, 2025. DOI: 10.70382/ajbdmr.v10i7.042. Disponível em: https://africanscholarpub.com/ajbdmr/article/view/915.. Acesso em: 11 nov. 2026.