Prof. Agih A. Allen and Darusa, Pereowei, “Knowledge, Strength and Weakness of Cooperative Thrift as Alternative Funding Strategy for the Improvement of Undergraduate Students’ Welfare in Universities in Bayelsa State”, AJAIAS, vol. 3, no. 2, Feb. 2024, Accessed: Nov. 11, 2026. [Online]. Available: https://africanscholarpub.com/ajaias/article/view/107