Prof. Agih A. Allen and Darusa, Pereowei (2024) “Knowledge, Strength and Weakness of Cooperative Thrift as Alternative Funding Strategy for the Improvement of Undergraduate Students’ Welfare in Universities in Bayelsa State”, Journal of African Innovation and Advanced Studies, 3(2). Available at: https://africanscholarpub.com/ajaias/article/view/107 (Accessed: 11 November 2026).